Call reports 2017
BANK OF BOURBONNAIS — 2017
What BANK OF BOURBONNAIS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 77,609,000 | 78,648,000 | 74,970,000 | 72,127,000 |
| Total loans | 46,589,000 | 46,678,000 | 47,744,000 | 46,170,000 |
| Allowance for loan losses | 1,328,000 | 1,330,000 | 1,257,000 | 1,157,000 |
| Securities available for sale | 13,714,000 | 13,697,000 | 11,666,000 | 8,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,846,000 | 67,808,000 | 63,923,000 | 61,059,000 |
| Interest-bearing deposits | 49,649,000 | 49,965,000 | 49,032,000 | 48,518,000 |
| Noninterest-bearing deposits | 17,196,000 | 17,842,000 | 14,892,000 | 12,541,000 |
| Equity capital | 8,286,000 | 8,341,000 | 8,415,000 | 8,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,185,000 | 1,816,000 | 2,441,000 |
| Interest expense | 68,000 | 135,000 | 204,000 | 274,000 |
| Net interest income | 520,000 | 1,050,000 | 1,612,000 | 2,167,000 |
| Noninterest income | 38,000 | 76,000 | 111,000 | 149,000 |
| Noninterest expense | 424,000 | 825,000 | 1,234,000 | 1,574,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 134,000 | 301,000 | 489,000 | 842,000 |
| Income tax | 51,000 | 114,000 | 186,000 | 385,000 |
| Net income | 83,000 | 187,000 | 303,000 | 457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,294,000 | 8,346,000 | 8,415,000 | 8,522,000 |
| Total capital | 8,860,000 | 8,920,000 | 8,986,000 | 9,063,000 |
| Risk-weighted assets | 44,520,000 | 45,168,000 | 44,977,000 | 42,661,000 |