Call reports 2016
BANK OF BOURBONNAIS — 2016
What BANK OF BOURBONNAIS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 80,852,000 | 76,710,000 | 72,048,000 | 73,182,000 |
| Total loans | 42,162,000 | 46,210,000 | 45,102,000 | 46,035,000 |
| Allowance for loan losses | 1,392,000 | 1,365,000 | 1,357,000 | 1,357,000 |
| Securities available for sale | 21,278,000 | 18,261,000 | 15,204,000 | 13,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,135,000 | 65,974,000 | 61,249,000 | 62,510,000 |
| Interest-bearing deposits | 57,333,000 | 54,277,000 | 50,609,000 | 49,142,000 |
| Noninterest-bearing deposits | 12,802,000 | 11,697,000 | 10,640,000 | 13,368,000 |
| Equity capital | 8,253,000 | 8,238,000 | 8,269,000 | 8,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,154,000 | 1,747,000 | 2,336,000 |
| Interest expense | 88,000 | 169,000 | 243,000 | 312,000 |
| Net interest income | 494,000 | 985,000 | 1,504,000 | 2,024,000 |
| Noninterest income | 34,000 | 71,000 | 114,000 | 158,000 |
| Noninterest expense | 406,000 | 784,000 | 1,188,000 | 1,543,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 272,000 | 430,000 | 639,000 |
| Income tax | 46,000 | 103,000 | 163,000 | 243,000 |
| Net income | 76,000 | 169,000 | 267,000 | 396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,252,000 | 8,220,000 | 8,262,000 | 8,259,000 |
| Total capital | 8,808,000 | 8,810,000 | 8,827,000 | 8,814,000 |
| Risk-weighted assets | 43,549,000 | 46,419,000 | 44,382,000 | 43,612,000 |