Call reports 2014
BANK OF BOURBONNAIS — 2014
What BANK OF BOURBONNAIS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 86,816,000 | 87,868,000 | 90,898,000 | 86,706,000 |
| Total loans | 36,937,000 | 37,638,000 | 40,816,000 | 42,248,000 |
| Allowance for loan losses | 1,647,000 | 1,645,000 | 1,542,000 | 1,425,000 |
| Securities available for sale | 17,177,000 | 15,278,000 | 15,201,000 | 15,161,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,367,000 | 74,355,000 | 76,525,000 | 75,643,000 |
| Interest-bearing deposits | 59,902,000 | 61,352,000 | 63,892,000 | 63,472,000 |
| Noninterest-bearing deposits | 13,465,000 | 13,004,000 | 12,633,000 | 12,171,000 |
| Equity capital | 7,975,000 | 8,000,000 | 8,023,000 | 8,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 568,000 | 1,140,000 | 1,719,000 | 2,322,000 |
| Interest expense | 93,000 | 193,000 | 299,000 | 405,000 |
| Net interest income | 475,000 | 947,000 | 1,420,000 | 1,917,000 |
| Noninterest income | 38,000 | 86,000 | 139,000 | 188,000 |
| Noninterest expense | 396,000 | 804,000 | 1,208,000 | 1,597,000 |
| Provision for loan losses | 15,000 | 24,000 | 37,000 | 52,000 |
| Pretax income | 102,000 | 205,000 | 314,000 | 456,000 |
| Income tax | 39,000 | 78,000 | 120,000 | 175,000 |
| Net income | 63,000 | 127,000 | 194,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,947,000 | 7,961,000 | 8,003,000 | 8,061,000 |
| Total capital | 8,541,000 | 8,577,000 | 8,656,000 | 8,631,000 |
| Risk-weighted assets | 46,411,000 | 48,218,000 | 51,332,000 | 44,829,000 |