Call reports 2013
BANK OF BOURBONNAIS — 2013
What BANK OF BOURBONNAIS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 85,529,000 | 86,153,000 | 85,866,000 | 85,172,000 |
| Total loans | 41,315,000 | 38,451,000 | 38,590,000 | 38,734,000 |
| Allowance for loan losses | 1,617,000 | 1,629,000 | 1,636,000 | 1,635,000 |
| Securities available for sale | 16,364,000 | 17,762,000 | 18,198,000 | 17,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,698,000 | 72,867,000 | 71,775,000 | 71,777,000 |
| Interest-bearing deposits | 58,178,000 | 57,532,000 | 57,805,000 | 58,156,000 |
| Noninterest-bearing deposits | 14,519,000 | 15,336,000 | 13,970,000 | 13,621,000 |
| Equity capital | 7,818,000 | 7,856,000 | 7,878,000 | 7,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,295,000 | 1,901,000 | 2,506,000 |
| Interest expense | 104,000 | 196,000 | 290,000 | 382,000 |
| Net interest income | 538,000 | 1,099,000 | 1,611,000 | 2,124,000 |
| Noninterest income | 27,000 | 65,000 | 107,000 | 148,000 |
| Noninterest expense | 379,000 | 768,000 | 1,143,000 | 1,487,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 50,000 |
| Pretax income | 171,000 | 366,000 | 530,000 | 735,000 |
| Income tax | 67,000 | 143,000 | 207,000 | 287,000 |
| Net income | 104,000 | 223,000 | 323,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,738,000 | 7,807,000 | 7,858,000 | 7,933,000 |
| Total capital | 8,380,000 | 8,421,000 | 8,478,000 | 8,534,000 |
| Risk-weighted assets | 50,292,000 | 48,040,000 | 48,616,000 | 47,021,000 |