Call reports 2012
BANK OF BOURBONNAIS — 2012
What BANK OF BOURBONNAIS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,816,000 | 77,835,000 | 83,024,000 | 85,838,000 |
| Total loans | 38,250,000 | 38,403,000 | 40,076,000 | 39,068,000 |
| Allowance for loan losses | 1,594,000 | 1,609,000 | 1,623,000 | 1,632,000 |
| Securities available for sale | 12,953,000 | 14,948,000 | 15,009,000 | 14,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,210,000 | 66,440,000 | 70,097,000 | 73,222,000 |
| Interest-bearing deposits | 58,536,000 | 57,157,000 | 58,686,000 | 59,649,000 |
| Noninterest-bearing deposits | 9,675,000 | 9,283,000 | 11,410,000 | 13,574,000 |
| Equity capital | 7,447,000 | 7,519,000 | 7,649,000 | 7,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 649,000 | 1,293,000 | 1,974,000 | 2,647,000 |
| Interest expense | 141,000 | 261,000 | 376,000 | 491,000 |
| Net interest income | 508,000 | 1,032,000 | 1,598,000 | 2,156,000 |
| Noninterest income | 45,000 | 97,000 | 142,000 | 184,000 |
| Noninterest expense | 344,000 | 702,000 | 1,069,000 | 1,478,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 194,000 | 397,000 | 626,000 | 802,000 |
| Income tax | 75,000 | 154,000 | 244,000 | 312,000 |
| Net income | 119,000 | 243,000 | 382,000 | 490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,412,000 | 7,487,000 | 7,575,000 | 7,683,000 |
| Total capital | 7,987,000 | 8,069,000 | 8,192,000 | 8,295,000 |
| Risk-weighted assets | 44,967,000 | 45,605,000 | 48,280,000 | 47,802,000 |