Call reports 2011
BANK OF BOURBONNAIS — 2011
What BANK OF BOURBONNAIS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 74,240,000 | 76,207,000 | 77,488,000 | 77,159,000 |
| Total loans | 39,421,000 | 38,683,000 | 36,841,000 | 38,466,000 |
| Allowance for loan losses | 1,173,000 | 1,247,000 | 1,284,000 | 1,579,000 |
| Securities available for sale | 10,336,000 | 11,428,000 | 11,340,000 | 12,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,291,000 | 65,185,000 | 65,786,000 | 66,810,000 |
| Interest-bearing deposits | 55,041,000 | 55,677,000 | 56,601,000 | 57,156,000 |
| Noninterest-bearing deposits | 8,251,000 | 9,508,000 | 9,185,000 | 9,654,000 |
| Equity capital | 6,234,000 | 6,338,000 | 7,262,000 | 7,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,392,000 | 2,044,000 | 2,761,000 |
| Interest expense | 176,000 | 350,000 | 515,000 | 665,000 |
| Net interest income | 535,000 | 1,042,000 | 1,529,000 | 2,096,000 |
| Noninterest income | 40,000 | 85,000 | 126,000 | 167,000 |
| Noninterest expense | 362,000 | 722,000 | 1,073,000 | 1,430,000 |
| Provision for loan losses | 90,000 | 164,000 | 203,000 | 203,000 |
| Pretax income | 123,000 | 241,000 | 379,000 | 630,000 |
| Income tax | 46,000 | 90,000 | 143,000 | 241,000 |
| Net income | 77,000 | 151,000 | 236,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,255,000 | 6,279,000 | 7,240,000 | 7,342,000 |
| Total capital | 6,811,000 | 6,818,000 | 7,748,000 | 7,908,000 |
| Risk-weighted assets | 43,814,000 | 42,361,000 | 39,889,000 | 44,469,000 |