Call reports 2010
BANK OF BOURBONNAIS — 2010
What BANK OF BOURBONNAIS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 72,020,000 | 67,318,000 | 70,928,000 | 74,763,000 |
| Total loans | 45,685,000 | 44,228,000 | 43,213,000 | 41,806,000 |
| Allowance for loan losses | 1,002,000 | 842,000 | 1,013,000 | 1,083,000 |
| Securities available for sale | 16,964,000 | 16,437,000 | 14,945,000 | 14,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,524,000 | 54,276,000 | 57,816,000 | 63,890,000 |
| Interest-bearing deposits | 52,938,000 | 47,563,000 | 51,000,000 | 56,255,000 |
| Noninterest-bearing deposits | 6,586,000 | 6,713,000 | 6,817,000 | 7,636,000 |
| Equity capital | 6,314,000 | 6,380,000 | 6,405,000 | 6,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,637,000 | 2,400,000 | 3,157,000 |
| Interest expense | 283,000 | 498,000 | 690,000 | 883,000 |
| Net interest income | 548,000 | 1,139,000 | 1,710,000 | 2,274,000 |
| Noninterest income | 47,000 | 101,000 | 146,000 | 188,000 |
| Noninterest expense | 365,000 | 716,000 | 1,094,000 | 1,409,000 |
| Provision for loan losses | 50,000 | 243,000 | 417,000 | 823,000 |
| Pretax income | 180,000 | 281,000 | 401,000 | 286,000 |
| Income tax | 63,000 | 97,000 | 139,000 | 91,000 |
| Net income | 117,000 | 184,000 | 262,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,298,000 | 6,317,000 | 6,344,000 | 6,228,000 |
| Total capital | 6,894,000 | 6,887,000 | 6,920,000 | 6,784,000 |
| Risk-weighted assets | 47,360,000 | 45,431,000 | 45,616,000 | 44,068,000 |