Call reports 2009
BANK OF BOURBONNAIS — 2009
What BANK OF BOURBONNAIS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 68,369,000 | 69,075,000 | 72,719,000 | 73,491,000 |
| Total loans | 44,507,000 | 42,987,000 | 44,179,000 | 45,950,000 |
| Allowance for loan losses | 539,000 | 556,000 | 574,000 | 952,000 |
| Securities available for sale | 11,318,000 | 11,028,000 | 18,466,000 | 16,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,923,000 | 58,814,000 | 58,403,000 | 58,976,000 |
| Interest-bearing deposits | 51,118,000 | 52,192,000 | 51,022,000 | 52,320,000 |
| Noninterest-bearing deposits | 6,804,000 | 6,622,000 | 7,382,000 | 6,656,000 |
| Equity capital | 4,847,000 | 4,876,000 | 5,381,000 | 6,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 807,000 | 1,607,000 | 2,418,000 | 3,282,000 |
| Interest expense | 392,000 | 770,000 | 1,127,000 | 1,456,000 |
| Net interest income | 415,000 | 837,000 | 1,291,000 | 1,826,000 |
| Noninterest income | 54,000 | 113,000 | 178,000 | 238,000 |
| Noninterest expense | 402,000 | 769,000 | 1,160,000 | 1,504,000 |
| Provision for loan losses | 17,000 | 35,000 | 54,000 | 434,000 |
| Pretax income | 50,000 | 146,000 | 255,000 | 126,000 |
| Income tax | 14,000 | 49,000 | 84,000 | 26,000 |
| Net income | 36,000 | 97,000 | 171,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,847,000 | 4,878,000 | 5,319,000 | 6,218,000 |
| Total capital | 5,386,000 | 5,425,000 | 5,893,000 | 6,819,000 |
| Risk-weighted assets | 44,456,000 | 43,695,000 | 47,077,000 | 47,823,000 |