Call reports 2007
BANK OF BOURBONNAIS — 2007
What BANK OF BOURBONNAIS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 60,819,000 | 55,799,000 | 59,185,000 | 60,352,000 |
| Total loans | 45,616,000 | 42,306,000 | 44,143,000 | 44,523,000 |
| Allowance for loan losses | 607,000 | 580,000 | 607,000 | 616,000 |
| Securities available for sale | 5,036,000 | 5,857,000 | 5,794,000 | 6,080,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,563,000 | 50,036,000 | 52,261,000 | 52,805,000 |
| Interest-bearing deposits | 49,279,000 | 44,227,000 | 46,385,000 | 46,506,000 |
| Noninterest-bearing deposits | 6,285,000 | 5,810,000 | 5,876,000 | 6,299,000 |
| Equity capital | 4,478,000 | 4,511,000 | 4,581,000 | 4,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,856,000 | 2,756,000 | 3,667,000 |
| Interest expense | 502,000 | 974,000 | 1,461,000 | 1,960,000 |
| Net interest income | 440,000 | 882,000 | 1,295,000 | 1,707,000 |
| Noninterest income | 50,000 | 105,000 | 197,000 | 267,000 |
| Noninterest expense | 431,000 | 835,000 | 1,214,000 | 1,582,000 |
| Provision for loan losses | 6,000 | 12,000 | 44,000 | 50,000 |
| Pretax income | 53,000 | 140,000 | 234,000 | 342,000 |
| Income tax | 16,000 | 44,000 | 76,000 | 113,000 |
| Net income | 37,000 | 96,000 | 158,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,512,000 | 4,555,000 | 4,601,000 | 4,657,000 |
| Total capital | 5,064,000 | 5,061,000 | 5,135,000 | 5,192,000 |
| Risk-weighted assets | 44,165,000 | 40,483,000 | 42,668,000 | 42,701,000 |