Call reports 2006
BANK OF BOURBONNAIS — 2006
What BANK OF BOURBONNAIS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 57,987,000 | 56,876,000 | 59,086,000 | 61,653,000 |
| Total loans | 45,899,000 | 44,464,000 | 45,664,000 | 46,765,000 |
| Allowance for loan losses | 583,000 | 589,000 | 595,000 | 601,000 |
| Securities available for sale | 4,227,000 | 4,065,000 | 5,107,000 | 5,134,000 |
| Securities held to maturity | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,749,000 | 50,222,000 | 54,241,000 | 56,780,000 |
| Interest-bearing deposits | 46,769,000 | 44,496,000 | 48,966,000 | 50,808,000 |
| Noninterest-bearing deposits | 5,980,000 | 5,727,000 | 5,275,000 | 5,971,000 |
| Equity capital | 4,220,000 | 4,262,000 | 4,371,000 | 4,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 811,000 | 1,635,000 | 2,548,000 | 3,498,000 |
| Interest expense | 349,000 | 732,000 | 1,149,000 | 1,646,000 |
| Net interest income | 462,000 | 903,000 | 1,399,000 | 1,852,000 |
| Noninterest income | 49,000 | 99,000 | 149,000 | 203,000 |
| Noninterest expense | 371,000 | 752,000 | 1,147,000 | 1,513,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 134,000 | 238,000 | 383,000 | 518,000 |
| Income tax | 49,000 | 86,000 | 138,000 | 186,000 |
| Net income | 85,000 | 152,000 | 245,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,287,000 | 4,340,000 | 4,416,000 | 4,489,000 |
| Total capital | 4,840,000 | 4,874,000 | 4,958,000 | 5,059,000 |
| Risk-weighted assets | 44,302,000 | 42,862,000 | 43,516,000 | 45,478,000 |