Call reports 2002
BANK OF BOURBONNAIS — 2002
What BANK OF BOURBONNAIS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,640,000 | 34,023,000 | 36,059,000 | 38,547,000 |
| Total loans | 25,323,000 | 27,079,000 | 28,992,000 | 28,756,000 |
| Allowance for loan losses | 381,000 | 381,000 | 381,000 | 380,000 |
| Securities available for sale | 5,574,000 | 3,244,000 | 4,766,000 | 7,581,000 |
| Securities held to maturity | 5,000 | 5,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,925,000 | 31,102,000 | 32,988,000 | 34,389,000 |
| Interest-bearing deposits | 28,918,000 | 26,669,000 | 29,014,000 | 30,021,000 |
| Noninterest-bearing deposits | 4,007,000 | 4,433,000 | 3,974,000 | 4,368,000 |
| Equity capital | 2,378,000 | 2,552,000 | 2,618,000 | 2,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 521,000 | 1,095,000 | 1,696,000 | 2,330,000 |
| Interest expense | 252,000 | 482,000 | 717,000 | 923,000 |
| Net interest income | 269,000 | 613,000 | 979,000 | 1,407,000 |
| Noninterest income | 24,000 | 53,000 | 84,000 | 111,000 |
| Noninterest expense | 290,000 | 583,000 | 881,000 | 1,173,000 |
| Provision for loan losses | 4,000 | 4,000 | 4,000 | 4,000 |
| Pretax income | -1,000 | 79,000 | 178,000 | 341,000 |
| Income tax | 0 | 26,000 | 62,000 | 119,000 |
| Net income | -1,000 | 53,000 | 116,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,466,000 | 2,518,000 | 2,582,000 | 2,687,000 |
| Total capital | 2,781,000 | 2,853,000 | 2,936,000 | 3,041,000 |
| Risk-weighted assets | 25,125,000 | 26,756,000 | 28,307,000 | 28,304,000 |