Call reports 2001
BANK OF BOURBONNAIS — 2001
What BANK OF BOURBONNAIS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,042,000 | 35,240,000 | 36,428,000 | 35,135,000 |
| Total loans | 21,641,000 | 22,566,000 | 23,852,000 | 24,952,000 |
| Allowance for loan losses | 377,000 | 377,000 | 377,000 | 377,000 |
| Securities available for sale | 3,019,000 | 2,353,000 | 2,346,000 | 2,661,000 |
| Securities held to maturity | 1,880,000 | 718,000 | 1,079,000 | 36,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,346,000 | 32,536,000 | 33,621,000 | 32,369,000 |
| Interest-bearing deposits | 29,608,000 | 28,637,000 | 29,562,000 | 27,758,000 |
| Noninterest-bearing deposits | 3,738,000 | 3,899,000 | 4,058,000 | 4,611,000 |
| Equity capital | 2,400,000 | 2,401,000 | 2,421,000 | 2,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,257,000 | 1,873,000 | 2,438,000 |
| Interest expense | 380,000 | 735,000 | 1,073,000 | 1,349,000 |
| Net interest income | 267,000 | 522,000 | 800,000 | 1,089,000 |
| Noninterest income | 31,000 | 61,000 | 95,000 | 125,000 |
| Noninterest expense | 290,000 | 570,000 | 842,000 | 1,113,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 8,000 | 13,000 | 53,000 | 101,000 |
| Income tax | 2,000 | 5,000 | 19,000 | 1,000 |
| Net income | 6,000 | 8,000 | 34,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,372,000 | 2,374,000 | 2,400,000 | 2,466,000 |
| Total capital | 2,667,000 | 2,674,000 | 2,729,000 | 2,808,000 |
| Risk-weighted assets | 23,507,000 | 24,618,000 | 26,253,000 | 27,352,000 |