Call reports 2025
KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION — 2025
What KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,287,000 | 3,330,000 | 3,235,000 | 3,817,000 |
| Total loans | 2,835,000 | 2,875,000 | 2,895,000 | 3,325,000 |
| Allowance for loan losses | 31,000 | 30,000 | 30,000 | 30,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,000 | 17,000 | 16,000 | 15,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,042,000 | 3,033,000 | 3,094,000 | 3,691,000 |
| Interest-bearing deposits | 3,042,000 | 3,033,000 | 3,094,000 | 3,691,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 244,000 | 288,000 | 139,000 | 112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 35,000 | 71,000 | 108,000 | 148,000 |
| Interest expense | 30,000 | 53,000 | 87,000 | 116,000 |
| Net interest income | 5,000 | 18,000 | 21,000 | 32,000 |
| Noninterest income | 0 | 1,000 | 2,000 | 6,000 |
| Noninterest expense | 61,000 | 151,000 | 304,000 | 346,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -56,000 | -132,000 | -281,000 | -308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -56,000 | -132,000 | -281,000 | -308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 244,000 | 288,000 | 139,000 | 112,000 |
| Total capital | 275,000 | 311,000 | 162,000 | 135,000 |
| Risk-weighted assets | 3,256,000 | 1,445,000 | 1,853,000 | 1,675,000 |