Call reports 2023
KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION — 2023
What KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,075,000 | 2,974,000 | 2,932,000 | 2,897,000 |
| Total loans | 2,793,000 | 2,690,000 | 2,660,000 | 2,625,000 |
| Allowance for loan losses | 30,000 | 29,000 | 29,000 | 29,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,000 | 27,000 | 26,000 | 24,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,323,000 | 2,232,000 | 2,358,000 | 2,346,000 |
| Interest-bearing deposits | 2,323,000 | 2,232,000 | 2,358,000 | 2,346,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 396,000 | 382,000 | 367,000 | 342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 35,000 | 70,000 | 103,000 | 137,000 |
| Interest expense | 9,000 | 24,000 | 38,000 | 55,000 |
| Net interest income | 26,000 | 46,000 | 65,000 | 82,000 |
| Noninterest income | 1,000 | 2,000 | 3,000 | 4,000 |
| Noninterest expense | 35,000 | 70,000 | 105,000 | 147,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -8,000 | -22,000 | -37,000 | -61,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -8,000 | -22,000 | -37,000 | -61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 396,000 | 382,000 | 368,000 | 342,000 |