Call reports 2022
KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION — 2022
What KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,292,000 | 3,189,000 | 3,134,000 | 3,081,000 |
| Total loans | 2,418,000 | 2,951,000 | 2,794,000 | 2,792,000 |
| Allowance for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,000 | 32,000 | 30,000 | 29,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,531,000 | 2,444,000 | 2,254,000 | 2,272,000 |
| Interest-bearing deposits | 2,531,000 | 2,444,000 | 2,254,000 | 2,272,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 456,000 | 441,000 | 426,000 | 404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 30,000 | 63,000 | 97,000 | 132,000 |
| Interest expense | 5,000 | 10,000 | 17,000 | 25,000 |
| Net interest income | 25,000 | 53,000 | 80,000 | 107,000 |
| Noninterest income | 2,000 | 3,000 | 4,000 | 6,000 |
| Noninterest expense | 42,000 | 86,000 | 129,000 | 180,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -15,000 | -30,000 | -45,000 | -67,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -15,000 | -30,000 | -45,000 | -67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 456,000 | 441,000 | 426,000 | 404,000 |