Call reports 2018
KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION — 2018
What KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,662,000 | 4,656,000 | 4,504,000 | 4,343,000 |
| Total loans | 4,373,000 | 4,299,000 | 4,179,000 | 4,079,000 |
| Allowance for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 93,000 | 89,000 | 84,000 | 82,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,350,000 | 3,421,000 | 3,258,000 | 3,096,000 |
| Interest-bearing deposits | 3,350,000 | 3,421,000 | 3,258,000 | 3,096,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 583,000 | 580,000 | 583,000 | 584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 55,000 | 111,000 | 168,000 | 221,000 |
| Interest expense | 10,000 | 22,000 | 33,000 | 43,000 |
| Net interest income | 45,000 | 89,000 | 135,000 | 178,000 |
| Noninterest income | 4,000 | 5,000 | 6,000 | 8,000 |
| Noninterest expense | 46,000 | 94,000 | 138,000 | 182,000 |
| Provision for loan losses | 1,000 | 0 | 1,000 | 1,000 |
| Pretax income | 2,000 | 0 | 2,000 | 3,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | 0 | 2,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 583,000 | 580,000 | 583,000 | 584,000 |
| Total capital | 613,000 | 610,000 | 612,000 | 611,000 |
| Risk-weighted assets | 2,484,000 | 2,433,000 | 2,356,000 | 2,178,000 |