Call reports 2016
KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION — 2016
What KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 4,547,000 | 4,714,000 | 4,820,000 | 4,785,000 |
| Total loans | 3,642,000 | 3,804,000 | 3,983,000 | 4,011,000 |
| Allowance for loan losses | 29,000 | 29,000 | 29,000 | 29,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 140,000 | 134,000 | 130,000 | 122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,749,000 | 3,724,000 | 3,750,000 | 3,928,000 |
| Interest-bearing deposits | 3,749,000 | 3,724,000 | 3,750,000 | 3,928,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 588,000 | 581,000 | 581,000 | 576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 48,000 | 95,000 | 144,000 | 194,000 |
| Interest expense | 9,000 | 17,000 | 26,000 | 35,000 |
| Net interest income | 39,000 | 78,000 | 118,000 | 159,000 |
| Noninterest income | 2,000 | 4,000 | 6,000 | 9,000 |
| Noninterest expense | 45,000 | 92,000 | 135,000 | 184,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -4,000 | -10,000 | -11,000 | -16,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -4,000 | -10,000 | -11,000 | -16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 588,000 | 581,000 | 581,000 | 576,000 |
| Total capital | 617,000 | 610,000 | 610,000 | 605,000 |
| Risk-weighted assets | 2,317,000 | 2,410,000 | 2,474,000 | 2,485,000 |