Call reports 2015
KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION — 2015
What KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 5,015,000 | 5,024,000 | 4,914,000 | 4,624,000 |
| Total loans | 4,324,000 | 3,927,000 | 4,122,000 | 3,729,000 |
| Allowance for loan losses | 28,000 | 29,000 | 29,000 | 29,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 167,000 | 159,000 | 151,000 | 145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,854,000 | 3,878,000 | 3,873,000 | 3,820,000 |
| Interest-bearing deposits | 3,854,000 | 3,878,000 | 3,873,000 | 3,820,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 647,000 | 630,000 | 620,000 | 592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 60,000 | 116,000 | 168,000 | 219,000 |
| Interest expense | 10,000 | 22,000 | 32,000 | 43,000 |
| Net interest income | 50,000 | 94,000 | 136,000 | 176,000 |
| Noninterest income | 2,000 | 2,000 | 4,000 | 6,000 |
| Noninterest expense | 50,000 | 110,000 | 166,000 | 236,000 |
| Provision for loan losses | 0 | 1,000 | 0 | 0 |
| Pretax income | 2,000 | -15,000 | -26,000 | -54,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | -15,000 | -26,000 | -54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 647,000 | 630,000 | 620,000 | 592,000 |
| Total capital | 675,000 | 656,000 | 649,000 | 621,000 |
| Risk-weighted assets | 2,273,000 | 2,072,000 | 2,170,000 | 2,364,000 |