Call reports 2012
KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION — 2012
What KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 4,717,000 | 4,820,000 | 4,865,000 | 4,870,000 |
| Total loans | 3,840,000 | 3,780,000 | 3,675,000 | 3,617,000 |
| Allowance for loan losses | 15,000 | 17,000 | 23,000 | 26,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 377,000 | 344,000 | 328,000 | 306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,591,000 | 3,690,000 | 3,728,000 | 3,911,000 |
| Interest-bearing deposits | 3,591,000 | 3,690,000 | 3,728,000 | 3,911,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 655,000 | 656,000 | 655,000 | 649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 67,000 | 130,000 | 192,000 | 250,000 |
| Interest expense | 16,000 | 29,000 | 45,000 | 59,000 |
| Net interest income | 51,000 | 101,000 | 147,000 | 191,000 |
| Noninterest income | 2,000 | 4,000 | 6,000 | 8,000 |
| Noninterest expense | 46,000 | 96,000 | 138,000 | 187,000 |
| Provision for loan losses | 0 | 2,000 | 8,000 | 11,000 |
| Pretax income | 7,000 | 7,000 | 7,000 | 1,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 7,000 | 7,000 | 7,000 | 1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 655,000 | 656,000 | 655,000 | 649,000 |
| Total capital | 670,000 | 673,000 | 678,000 | 675,000 |
| Risk-weighted assets | 2,132,000 | 2,108,000 | 2,157,000 | 2,154,000 |