Call reports 2008
NEBRASKALAND BANK — 2008
What NEBRASKALAND BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 206,724,000 | 218,665,000 | 220,472,000 | 229,576,000 |
| Total loans | 165,108,000 | 178,558,000 | 184,822,000 | 189,482,000 |
| Allowance for loan losses | 1,641,000 | 1,718,000 | 1,878,000 | 2,085,000 |
| Securities available for sale | 25,753,000 | 26,957,000 | 18,391,000 | 24,418,000 |
| Securities held to maturity | 3,309,000 | 3,255,000 | 3,253,000 | 3,418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,425,000 | 178,715,000 | 176,875,000 | 185,668,000 |
| Interest-bearing deposits | 156,977,000 | 163,703,000 | 162,534,000 | 171,251,000 |
| Noninterest-bearing deposits | 13,447,000 | 15,012,000 | 14,341,000 | 14,417,000 |
| Equity capital | 17,415,000 | 17,517,000 | 19,512,000 | 20,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,570,000 | 7,190,000 | 10,905,000 | 14,675,000 |
| Interest expense | 1,809,000 | 3,468,000 | 5,095,000 | 6,762,000 |
| Net interest income | 1,761,000 | 3,722,000 | 5,810,000 | 7,913,000 |
| Noninterest income | 174,000 | 357,000 | 547,000 | 738,000 |
| Noninterest expense | 1,271,000 | 2,619,000 | 4,043,000 | 5,372,000 |
| Provision for loan losses | 236,000 | 311,000 | 471,000 | 721,000 |
| Pretax income | 703,000 | 1,435,000 | 2,208,000 | 2,961,000 |
| Income tax | 246,000 | 500,000 | 768,000 | 1,043,000 |
| Net income | 457,000 | 935,000 | 1,440,000 | 1,918,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,119,000 | 17,597,000 | 19,602,000 | 20,080,000 |
| Total capital | 18,770,000 | 19,325,000 | 21,530,000 | 22,215,000 |
| Risk-weighted assets | 178,952,000 | 187,821,000 | 191,186,000 | 193,004,000 |