Call reports 2007
NEBRASKALAND BANK — 2007
What NEBRASKALAND BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 167,162,000 | 180,777,000 | 193,341,000 | 204,698,000 |
| Total loans | 130,387,000 | 138,456,000 | 149,902,000 | 161,159,000 |
| Allowance for loan losses | 1,361,000 | 1,357,000 | 1,354,000 | 1,409,000 |
| Securities available for sale | 22,408,000 | 27,101,000 | 31,416,000 | 29,933,000 |
| Securities held to maturity | 2,994,000 | 3,140,000 | 3,140,000 | 3,140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,932,000 | 163,435,000 | 163,890,000 | 172,324,000 |
| Interest-bearing deposits | 137,710,000 | 149,862,000 | 150,928,000 | 160,325,000 |
| Noninterest-bearing deposits | 12,222,000 | 13,573,000 | 12,962,000 | 11,999,000 |
| Equity capital | 13,526,000 | 13,665,000 | 15,862,000 | 16,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,036,000 | 6,217,000 | 9,744,000 | 13,349,000 |
| Interest expense | 1,493,000 | 3,104,000 | 4,878,000 | 6,767,000 |
| Net interest income | 1,543,000 | 3,113,000 | 4,866,000 | 6,582,000 |
| Noninterest income | 157,000 | 340,000 | 525,000 | 684,000 |
| Noninterest expense | 1,123,000 | 2,352,000 | 3,657,000 | 4,920,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 578,000 | 1,100,000 | 1,735,000 | 2,332,000 |
| Income tax | 202,000 | 385,000 | 608,000 | 819,000 |
| Net income | 376,000 | 715,000 | 1,127,000 | 1,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,525,000 | 13,864,000 | 15,776,000 | 16,662,000 |
| Total capital | 14,889,000 | 15,224,000 | 17,133,000 | 18,074,000 |
| Risk-weighted assets | 140,170,000 | 150,128,000 | 163,022,000 | 176,998,000 |