Call reports 2005
NEBRASKALAND BANK — 2005
What NEBRASKALAND BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 129,360,000 | 136,298,000 | 141,938,000 | 150,797,000 |
| Total loans | 113,357,000 | 115,491,000 | 126,008,000 | 122,985,000 |
| Allowance for loan losses | 1,175,000 | 1,172,000 | 1,205,000 | 1,235,000 |
| Securities available for sale | 4,696,000 | 4,289,000 | 4,236,000 | 4,210,000 |
| Securities held to maturity | 2,250,000 | 2,195,000 | 2,195,000 | 2,195,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,959,000 | 116,373,000 | 119,888,000 | 134,027,000 |
| Interest-bearing deposits | 95,698,000 | 101,205,000 | 107,571,000 | 120,170,000 |
| Noninterest-bearing deposits | 12,261,000 | 15,168,000 | 12,317,000 | 13,857,000 |
| Equity capital | 12,072,000 | 12,211,000 | 12,258,000 | 12,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,931,000 | 4,034,000 | 6,317,000 | 8,799,000 |
| Interest expense | 640,000 | 1,377,000 | 2,203,000 | 3,193,000 |
| Net interest income | 1,291,000 | 2,657,000 | 4,114,000 | 5,606,000 |
| Noninterest income | 163,000 | 306,000 | 403,000 | 529,000 |
| Noninterest expense | 972,000 | 1,945,000 | 2,947,000 | 4,070,000 |
| Provision for loan losses | 20,000 | 50,000 | 90,000 | 120,000 |
| Pretax income | 462,000 | 961,000 | 1,473,000 | 1,938,000 |
| Income tax | 162,000 | 337,000 | 519,000 | 688,000 |
| Net income | 300,000 | 624,000 | 954,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,172,000 | 12,246,000 | 12,326,000 | 12,372,000 |
| Total capital | 13,347,000 | 13,418,000 | 13,531,000 | 13,607,000 |
| Risk-weighted assets | 115,527,000 | 118,476,000 | 127,357,000 | 126,537,000 |