Call reports 2004
NEBRASKALAND BANK — 2004
What NEBRASKALAND BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 118,953,000 | 127,173,000 | 122,406,000 | 129,714,000 |
| Total loans | 98,113,000 | 103,178,000 | 108,559,000 | 112,029,000 |
| Allowance for loan losses | 984,000 | 1,040,000 | 1,095,000 | 1,152,000 |
| Securities available for sale | 6,716,000 | 5,484,000 | 5,094,000 | 5,041,000 |
| Securities held to maturity | 0 | 2,250,000 | 2,250,000 | 2,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,276,000 | 109,205,000 | 98,147,000 | 110,170,000 |
| Interest-bearing deposits | 88,647,000 | 94,664,000 | 87,056,000 | 95,550,000 |
| Noninterest-bearing deposits | 12,629,000 | 14,541,000 | 11,091,000 | 14,620,000 |
| Equity capital | 10,039,000 | 10,214,000 | 10,574,000 | 11,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,623,000 | 3,347,000 | 5,129,000 | 7,055,000 |
| Interest expense | 528,000 | 1,074,000 | 1,619,000 | 2,229,000 |
| Net interest income | 1,095,000 | 2,273,000 | 3,510,000 | 4,826,000 |
| Noninterest income | 130,000 | 318,000 | 450,000 | 576,000 |
| Noninterest expense | 756,000 | 1,563,000 | 2,437,000 | 3,372,000 |
| Provision for loan losses | 63,000 | 135,000 | 189,000 | 242,000 |
| Pretax income | 406,000 | 893,000 | 1,334,000 | 1,788,000 |
| Income tax | 145,000 | 320,000 | 476,000 | 638,000 |
| Net income | 261,000 | 573,000 | 858,000 | 1,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,983,000 | 10,295,000 | 10,580,000 | 11,873,000 |
| Total capital | 10,967,000 | 11,335,000 | 11,675,000 | 13,025,000 |
| Risk-weighted assets | 100,594,000 | 106,669,000 | 109,681,000 | 114,647,000 |