Call reports 2003
NEBRASKALAND BANK — 2003
What NEBRASKALAND BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 88,175,000 | 94,875,000 | 102,150,000 | 108,813,000 |
| Total loans | 77,431,000 | 79,457,000 | 88,554,000 | 93,351,000 |
| Allowance for loan losses | 761,000 | 817,000 | 890,000 | 930,000 |
| Securities available for sale | 4,774,000 | 5,344,000 | 6,653,000 | 5,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,610,000 | 78,043,000 | 82,220,000 | 91,351,000 |
| Interest-bearing deposits | 67,254,000 | 70,372,000 | 74,640,000 | 81,423,000 |
| Noninterest-bearing deposits | 6,356,000 | 7,671,000 | 7,580,000 | 9,928,000 |
| Equity capital | 6,974,000 | 9,248,000 | 9,498,000 | 9,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,337,000 | 2,771,000 | 4,363,000 | 5,975,000 |
| Interest expense | 506,000 | 1,013,000 | 1,507,000 | 2,025,000 |
| Net interest income | 831,000 | 1,758,000 | 2,856,000 | 3,950,000 |
| Noninterest income | 106,000 | 244,000 | 370,000 | 480,000 |
| Noninterest expense | 599,000 | 1,220,000 | 1,926,000 | 2,645,000 |
| Provision for loan losses | 59,000 | 116,000 | 188,000 | 254,000 |
| Pretax income | 279,000 | 682,000 | 1,128,000 | 1,561,000 |
| Income tax | 101,000 | 244,000 | 404,000 | 561,000 |
| Net income | 178,000 | 438,000 | 724,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,925,000 | 9,185,000 | 9,471,000 | 9,722,000 |
| Total capital | 7,686,000 | 10,002,000 | 10,360,000 | 10,652,000 |
| Risk-weighted assets | 75,824,000 | 79,446,000 | 88,766,000 | 93,650,000 |