Call reports 2002
NEBRASKALAND BANK — 2002
What NEBRASKALAND BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 62,454,000 | 68,966,000 | 77,884,000 | 82,279,000 |
| Total loans | 51,555,000 | 58,028,000 | 64,247,000 | 70,878,000 |
| Allowance for loan losses | 471,000 | 528,000 | 630,000 | 702,000 |
| Securities available for sale | 6,729,000 | 5,355,000 | 5,390,000 | 5,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,588,000 | 55,899,000 | 63,484,000 | 67,287,000 |
| Interest-bearing deposits | 48,183,000 | 50,149,000 | 57,906,000 | 61,762,000 |
| Noninterest-bearing deposits | 4,405,000 | 5,750,000 | 5,578,000 | 5,525,000 |
| Equity capital | 5,249,000 | 5,989,000 | 6,676,000 | 6,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,170,000 | 3,463,000 | 4,821,000 |
| Interest expense | 438,000 | 863,000 | 1,356,000 | 1,862,000 |
| Net interest income | 613,000 | 1,307,000 | 2,107,000 | 2,959,000 |
| Noninterest income | 68,000 | 127,000 | 215,000 | 360,000 |
| Noninterest expense | 454,000 | 910,000 | 1,438,000 | 2,092,000 |
| Provision for loan losses | 36,000 | 92,000 | 194,000 | 270,000 |
| Pretax income | 191,000 | 435,000 | 693,000 | 1,005,000 |
| Income tax | 69,000 | 156,000 | 251,000 | 365,000 |
| Net income | 122,000 | 279,000 | 442,000 | 640,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,230,000 | 5,886,000 | 6,550,000 | 6,747,000 |
| Total capital | 5,701,000 | 6,414,000 | 7,180,000 | 7,449,000 |
| Risk-weighted assets | 50,580,000 | 58,734,000 | 63,911,000 | 70,430,000 |