Call reports 2003
FIRST COMMONWEALTH BANK — 2003
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 |
|---|---|
| Total assets | 61,885,000 |
| Total loans | 31,968,000 |
| Allowance for loan losses | 547,000 |
| Securities available for sale | 13,075,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 55,188,000 |
| Interest-bearing deposits | 41,766,000 |
| Noninterest-bearing deposits | 13,422,000 |
| Equity capital | 6,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 |
|---|---|
| Interest income | 792,000 |
| Interest expense | 280,000 |
| Net interest income | 512,000 |
| Noninterest income | 141,000 |
| Noninterest expense | 540,000 |
| Provision for loan losses | 0 |
| Pretax income | 122,000 |
| Income tax | 15,000 |
| Net income | 107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 |
|---|---|
| Tier 1 capital | 6,281,000 |
| Total capital | 6,739,000 |
| Risk-weighted assets | 36,513,000 |