Call reports 2001
FIRST COMMONWEALTH BANK — 2001
What FIRST COMMONWEALTH BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 60,753,000 | 57,783,000 | 57,542,000 | 56,865,000 |
| Total loans | 32,846,000 | 33,505,000 | 34,527,000 | 33,512,000 |
| Allowance for loan losses | 441,000 | 482,000 | 495,000 | 506,000 |
| Securities available for sale | 17,117,000 | 17,172,000 | 12,393,000 | 14,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,750,000 | 51,677,000 | 51,102,000 | 50,515,000 |
| Interest-bearing deposits | 44,601,000 | 41,806,000 | 41,180,000 | 39,314,000 |
| Noninterest-bearing deposits | 10,149,000 | 9,871,000 | 9,922,000 | 11,201,000 |
| Equity capital | 5,692,000 | 5,784,000 | 6,022,000 | 6,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,117,000 | 2,209,000 | 3,227,000 | 4,168,000 |
| Interest expense | 568,000 | 1,081,000 | 1,561,000 | 1,971,000 |
| Net interest income | 549,000 | 1,128,000 | 1,666,000 | 2,197,000 |
| Noninterest income | 132,000 | 291,000 | 477,000 | 656,000 |
| Noninterest expense | 557,000 | 1,081,000 | 1,578,000 | 2,119,000 |
| Provision for loan losses | 40,000 | 85,000 | 130,000 | 160,000 |
| Pretax income | 87,000 | 263,000 | 453,000 | 609,000 |
| Income tax | 31,000 | 98,000 | 152,000 | 180,000 |
| Net income | 56,000 | 165,000 | 293,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,676,000 | 5,797,000 | 5,925,000 | 6,036,000 |
| Total capital | 6,117,000 | 6,240,000 | 6,377,000 | 6,481,000 |
| Risk-weighted assets | 36,384,000 | 35,407,000 | 36,078,000 | 35,529,000 |