Call reports 2025
BOC BANK — 2025
What BOC BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 211,728,000 | 195,540,000 | 217,382,000 | 211,561,000 |
| Total loans | 147,922,000 | 147,620,000 | 149,951,000 | 156,985,000 |
| Allowance for loan losses | 2,257,000 | 2,254,000 | 2,306,000 | 2,362,000 |
| Securities available for sale | 29,077,000 | 29,941,000 | 24,009,000 | 27,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 46,000 | 0 | 0 | 0 |
| Total deposits | 188,235,000 | 170,658,000 | 190,584,000 | 185,669,000 |
| Interest-bearing deposits | 164,416,000 | 147,776,000 | 147,300,000 | 134,674,000 |
| Noninterest-bearing deposits | 23,819,000 | 22,882,000 | 43,284,000 | 50,995,000 |
| Equity capital | 22,794,000 | 23,890,000 | 25,111,000 | 24,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,575,000 | 7,144,000 | 10,594,000 | 14,148,000 |
| Interest expense | 1,483,000 | 2,907,000 | 4,150,000 | 5,496,000 |
| Net interest income | 2,092,000 | 4,237,000 | 6,444,000 | 8,652,000 |
| Noninterest income | -9,000 | 42,000 | 56,000 | 59,000 |
| Noninterest expense | 1,133,000 | 2,210,000 | 3,317,000 | 5,605,000 |
| Provision for loan losses | 53,000 | 49,000 | 101,000 | 190,000 |
| Pretax income | 897,000 | 2,020,000 | 3,087,000 | 2,939,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 897,000 | 2,020,000 | 3,087,000 | 2,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,225,000 | 24,348,000 | 25,412,000 | 25,274,000 |
| Total capital | 25,178,000 | 26,140,000 | 27,196,000 | 27,314,000 |
| Risk-weighted assets | 155,986,000 | 154,601,000 | 142,146,000 | 162,873,000 |