Call reports 2024
BOC BANK — 2024
What BOC BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 219,971,000 | 201,030,000 | 222,978,000 | 210,777,000 |
| Total loans | 124,646,000 | 133,513,000 | 139,909,000 | 157,968,000 |
| Allowance for loan losses | 1,848,000 | 2,000,000 | 2,116,000 | 2,204,000 |
| Securities available for sale | 44,864,000 | 41,661,000 | 32,744,000 | 30,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 265,000 | 0 | 363,000 | 50,000 |
| Total deposits | 198,736,000 | 169,216,000 | 200,078,000 | 187,147,000 |
| Interest-bearing deposits | 175,011,000 | 145,073,000 | 177,391,000 | 163,239,000 |
| Noninterest-bearing deposits | 23,725,000 | 24,143,000 | 22,687,000 | 23,908,000 |
| Equity capital | 20,506,000 | 20,980,000 | 21,955,000 | 21,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,951,000 | 7,398,000 | 11,081,000 | 15,241,000 |
| Interest expense | 2,266,000 | 3,987,000 | 5,745,000 | 7,409,000 |
| Net interest income | 1,685,000 | 3,411,000 | 5,336,000 | 7,832,000 |
| Noninterest income | -31,000 | 48,000 | 15,000 | -150,000 |
| Noninterest expense | 1,113,000 | 2,355,000 | 3,457,000 | 4,573,000 |
| Provision for loan losses | 31,000 | 184,000 | 300,000 | 388,000 |
| Pretax income | 510,000 | 920,000 | 1,594,000 | 2,721,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 510,000 | 920,000 | 1,594,000 | 2,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,274,000 | 21,687,000 | 22,345,000 | 22,329,000 |
| Total capital | 22,940,000 | 23,379,000 | 24,262,000 | 24,287,000 |
| Risk-weighted assets | 133,103,000 | 135,188,000 | 153,128,000 | 156,359,000 |