Call reports 2023
BOC BANK — 2023
What BOC BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 226,904,000 | 228,593,000 | 247,489,000 | 253,544,000 |
| Total loans | 99,526,000 | 98,049,000 | 104,883,000 | 118,530,000 |
| Allowance for loan losses | 1,425,000 | 1,441,000 | 1,556,000 | 1,817,000 |
| Securities available for sale | 51,494,000 | 50,262,000 | 51,774,000 | 53,039,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 176,000 | 0 | 0 | 0 |
| Total deposits | 180,086,000 | 181,242,000 | 199,565,000 | 207,273,000 |
| Interest-bearing deposits | 156,312,000 | 157,733,000 | 177,981,000 | 183,309,000 |
| Noninterest-bearing deposits | 23,774,000 | 23,509,000 | 21,584,000 | 23,964,000 |
| Equity capital | 19,609,000 | 19,863,000 | 20,050,000 | 20,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,641,000 | 6,279,000 | 9,906,000 | 14,177,000 |
| Interest expense | 1,399,000 | 3,387,000 | 5,524,000 | 7,949,000 |
| Net interest income | 1,242,000 | 2,892,000 | 4,382,000 | 6,228,000 |
| Noninterest income | 158,000 | -57,000 | -220,000 | -382,000 |
| Noninterest expense | 993,000 | 1,981,000 | 3,006,000 | 4,083,000 |
| Provision for loan losses | 57,000 | 76,000 | 190,000 | 450,000 |
| Pretax income | 350,000 | 778,000 | 966,000 | 1,313,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 350,000 | 778,000 | 966,000 | 1,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,590,000 | 21,017,000 | 21,203,000 | 20,764,000 |
| Total capital | 21,834,000 | 22,335,000 | 22,606,000 | 22,425,000 |
| Risk-weighted assets | 99,348,000 | 105,381,000 | 112,153,000 | 132,765,000 |