Call reports 2022
BOC BANK — 2022
What BOC BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 146,349,000 | 148,395,000 | 163,081,000 | 190,177,000 |
| Total loans | 91,277,000 | 94,588,000 | 80,606,000 | 94,940,000 |
| Allowance for loan losses | 1,190,000 | 1,321,000 | 1,321,000 | 1,369,000 |
| Securities available for sale | 5,893,000 | 33,277,000 | 50,724,000 | 50,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 794,000 | 1,167,000 | 222,000 |
| Total deposits | 131,924,000 | 134,049,000 | 142,874,000 | 169,708,000 |
| Interest-bearing deposits | 103,730,000 | 108,346,000 | 119,963,000 | 144,553,000 |
| Noninterest-bearing deposits | 28,194,000 | 25,703,000 | 22,911,000 | 25,155,000 |
| Equity capital | 13,098,000 | 13,208,000 | 19,054,000 | 19,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,332,000 | 2,875,000 | 4,809,000 | 7,175,000 |
| Interest expense | 138,000 | 383,000 | 960,000 | 1,975,000 |
| Net interest income | 1,194,000 | 2,492,000 | 3,849,000 | 5,200,000 |
| Noninterest income | 668,000 | 918,000 | 1,363,000 | 1,498,000 |
| Noninterest expense | 850,000 | 1,629,000 | 2,807,000 | 3,628,000 |
| Provision for loan losses | 275,000 | 406,000 | 408,000 | 456,000 |
| Pretax income | 737,000 | 1,375,000 | 1,997,000 | 2,614,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 737,000 | 1,375,000 | 1,997,000 | 2,614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,436,000 | 14,074,000 | 20,196,000 | 20,238,000 |
| Total capital | 14,464,000 | 15,241,000 | 21,242,000 | 21,469,000 |
| Risk-weighted assets | 82,103,000 | 93,240,000 | 83,424,000 | 98,387,000 |