Call reports 2021
BOC BANK — 2021
What BOC BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 126,942,000 | 111,211,000 | 147,519,000 | 150,331,000 |
| Total loans | 84,129,000 | 83,743,000 | 86,028,000 | 90,471,000 |
| Allowance for loan losses | 749,000 | 869,000 | 868,000 | 915,000 |
| Securities available for sale | 2,079,000 | 8,210,000 | 7,495,000 | 6,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,779,000 | 97,664,000 | 133,550,000 | 136,068,000 |
| Interest-bearing deposits | 84,357,000 | 72,567,000 | 107,578,000 | 110,666,000 |
| Noninterest-bearing deposits | 29,422,000 | 25,097,000 | 25,972,000 | 25,402,000 |
| Equity capital | 11,314,000 | 11,659,000 | 12,215,000 | 12,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,334,000 | 2,576,000 | 3,827,000 | 4,875,000 |
| Interest expense | 110,000 | 217,000 | 336,000 | 471,000 |
| Net interest income | 1,224,000 | 2,359,000 | 3,491,000 | 4,404,000 |
| Noninterest income | 134,000 | 292,000 | 402,000 | 556,000 |
| Noninterest expense | 766,000 | 1,540,000 | 2,218,000 | 2,777,000 |
| Provision for loan losses | 50,000 | 171,000 | 172,000 | 219,000 |
| Pretax income | 542,000 | 940,000 | 1,503,000 | 1,964,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 542,000 | 940,000 | 1,503,000 | 1,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,285,000 | 11,659,000 | 12,246,000 | 12,708,000 |
| Total capital | 12,034,000 | 12,528,000 | 13,066,000 | 13,623,000 |
| Risk-weighted assets | 75,031,000 | 57,082,000 | 65,605,000 | 82,717,000 |