Call reports 2020
BOC BANK — 2020
What BOC BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 57,346,000 | 95,215,000 | 106,159,000 | 124,251,000 |
| Total loans | 32,092,000 | 66,247,000 | 71,633,000 | 66,259,000 |
| Allowance for loan losses | 404,000 | 504,000 | 605,000 | 698,000 |
| Securities available for sale | 13,099,000 | 6,989,000 | 5,342,000 | 3,959,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,598,000 | 58,480,000 | 94,689,000 | 112,308,000 |
| Interest-bearing deposits | 32,761,000 | 38,382,000 | 65,357,000 | 83,848,000 |
| Noninterest-bearing deposits | 14,837,000 | 20,098,000 | 29,332,000 | 28,460,000 |
| Equity capital | 9,509,000 | 9,815,000 | 10,283,000 | 10,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 608,000 | 1,396,000 | 2,457,000 | 3,439,000 |
| Interest expense | 88,000 | 173,000 | 267,000 | 373,000 |
| Net interest income | 520,000 | 1,223,000 | 2,190,000 | 3,066,000 |
| Noninterest income | 47,000 | 108,000 | 338,000 | 896,000 |
| Noninterest expense | 358,000 | 767,000 | 1,372,000 | 2,185,000 |
| Provision for loan losses | 50,000 | 150,000 | 251,000 | 345,000 |
| Pretax income | 159,000 | 414,000 | 905,000 | 1,432,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 159,000 | 414,000 | 905,000 | 1,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,470,000 | 9,725,000 | 10,216,000 | 10,786,000 |
| Total capital | 9,874,000 | 10,229,000 | 10,821,000 | 11,484,000 |
| Risk-weighted assets | 45,791,000 | 69,156,000 | 64,893,000 | 98,221,000 |