Call reports 2019
BOC BANK — 2019
What BOC BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 50,984,000 | 53,261,000 | 61,980,000 | 49,856,000 |
| Total loans | 27,468,000 | 30,419,000 | 31,092,000 | 32,505,000 |
| Allowance for loan losses | 520,000 | 346,000 | 358,000 | 354,000 |
| Securities available for sale | 9,939,000 | 8,317,000 | 7,329,000 | 5,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,278,000 | 44,048,000 | 52,445,000 | 40,119,000 |
| Interest-bearing deposits | 28,861,000 | 29,026,000 | 37,110,000 | 27,274,000 |
| Noninterest-bearing deposits | 13,417,000 | 15,023,000 | 15,335,000 | 12,845,000 |
| Equity capital | 8,419,000 | 8,790,000 | 9,062,000 | 9,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 635,000 | 1,300,000 | 1,989,000 | 2,639,000 |
| Interest expense | 81,000 | 166,000 | 286,000 | 419,000 |
| Net interest income | 554,000 | 1,134,000 | 1,703,000 | 2,220,000 |
| Noninterest income | 37,000 | 79,000 | 120,000 | 182,000 |
| Noninterest expense | 364,000 | 776,000 | 1,098,000 | 1,415,000 |
| Provision for loan losses | -54,000 | -197,000 | -185,000 | -189,000 |
| Pretax income | 281,000 | 634,000 | 910,000 | 1,176,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 281,000 | 634,000 | 910,000 | 1,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,414,000 | 8,812,000 | 9,043,000 | 9,310,000 |
| Total capital | 8,833,000 | 9,158,000 | 9,401,000 | 9,663,000 |
| Risk-weighted assets | 33,412,000 | 34,807,000 | 34,240,000 | 38,444,000 |