Call reports 2018
BOC BANK — 2018
What BOC BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 60,733,000 | 47,487,000 | 48,895,000 | 55,419,000 |
| Total loans | 25,425,000 | 26,085,000 | 26,435,000 | 31,763,000 |
| Allowance for loan losses | 531,000 | 528,000 | 519,000 | 574,000 |
| Securities available for sale | 4,382,000 | 6,961,000 | 7,548,000 | 9,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,090,000 | 39,498,000 | 40,621,000 | 46,957,000 |
| Interest-bearing deposits | 35,560,000 | 23,715,000 | 24,802,000 | 27,757,000 |
| Noninterest-bearing deposits | 17,530,000 | 15,784,000 | 15,819,000 | 19,200,000 |
| Equity capital | 7,406,000 | 7,662,000 | 7,907,000 | 8,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,219,000 | 1,803,000 | 2,431,000 |
| Interest expense | 70,000 | 145,000 | 210,000 | 286,000 |
| Net interest income | 546,000 | 1,074,000 | 1,593,000 | 2,145,000 |
| Noninterest income | 113,000 | 165,000 | 194,000 | 232,000 |
| Noninterest expense | 375,000 | 696,000 | 1,008,000 | 1,351,000 |
| Provision for loan losses | -73,000 | -75,000 | -84,000 | -29,000 |
| Pretax income | 357,000 | 618,000 | 863,000 | 1,055,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 357,000 | 618,000 | 863,000 | 1,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,435,000 | 7,696,000 | 7,941,000 | 8,133,000 |
| Total capital | 7,799,000 | 8,086,000 | 8,338,000 | 8,594,000 |
| Risk-weighted assets | 28,980,000 | 31,062,000 | 31,636,000 | 36,752,000 |