Call reports 2017
BOC BANK — 2017
What BOC BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 55,022,000 | 47,870,000 | 45,667,000 | 45,893,000 |
| Total loans | 17,276,000 | 23,951,000 | 21,184,000 | 28,619,000 |
| Allowance for loan losses | 548,000 | 623,000 | 553,000 | 604,000 |
| Securities available for sale | 6,822,000 | 6,816,000 | 6,474,000 | 5,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,640,000 | 41,159,000 | 38,427,000 | 38,467,000 |
| Interest-bearing deposits | 36,680,000 | 28,636,000 | 24,231,000 | 21,286,000 |
| Noninterest-bearing deposits | 11,960,000 | 12,524,000 | 14,197,000 | 17,181,000 |
| Equity capital | 6,222,000 | 6,458,000 | 6,874,000 | 7,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 380,000 | 838,000 | 1,365,000 | 1,973,000 |
| Interest expense | 31,000 | 69,000 | 133,000 | 227,000 |
| Net interest income | 349,000 | 769,000 | 1,232,000 | 1,746,000 |
| Noninterest income | 27,000 | 172,000 | 363,000 | 388,000 |
| Noninterest expense | 228,000 | 471,000 | 778,000 | 1,059,000 |
| Provision for loan losses | -3,000 | 72,000 | 3,000 | 54,000 |
| Pretax income | 162,000 | 398,000 | 814,000 | 1,021,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 162,000 | 398,000 | 814,000 | 1,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,220,000 | 6,458,000 | 6,874,000 | 7,077,000 |
| Total capital | 6,547,000 | 6,886,000 | 7,215,000 | 7,468,000 |
| Risk-weighted assets | 25,933,000 | 34,039,000 | 27,046,000 | 31,050,000 |