Call reports 2016
BOC BANK — 2016
What BOC BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 35,273,000 | 39,298,000 | 38,318,000 | 40,782,000 |
| Total loans | 18,583,000 | 17,230,000 | 17,843,000 | 17,905,000 |
| Allowance for loan losses | 620,000 | 660,000 | 536,000 | 551,000 |
| Securities available for sale | 5,822,000 | 5,224,000 | 5,109,000 | 7,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,635,000 | 33,441,000 | 32,130,000 | 34,371,000 |
| Interest-bearing deposits | 19,717,000 | 20,273,000 | 21,133,000 | 24,027,000 |
| Noninterest-bearing deposits | 9,918,000 | 13,168,000 | 10,997,000 | 10,344,000 |
| Equity capital | 5,497,000 | 5,659,000 | 5,907,000 | 6,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 328,000 | 663,000 | 985,000 | 1,342,000 |
| Interest expense | 19,000 | 38,000 | 62,000 | 89,000 |
| Net interest income | 309,000 | 625,000 | 923,000 | 1,253,000 |
| Noninterest income | 52,000 | 115,000 | 172,000 | 226,000 |
| Noninterest expense | 189,000 | 367,000 | 586,000 | 789,000 |
| Provision for loan losses | 1,000 | 42,000 | -82,000 | -67,000 |
| Pretax income | 171,000 | 331,000 | 591,000 | 769,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 331,000 | 591,000 | 769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,461,000 | 5,619,000 | 5,880,000 | 6,057,000 |
| Total capital | 5,733,000 | 5,877,000 | 6,164,000 | 6,380,000 |
| Risk-weighted assets | 21,374,000 | 20,214,000 | 22,503,000 | 25,596,000 |