Call reports 2015
BOC BANK — 2015
What BOC BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 34,360,000 | 34,615,000 | 35,778,000 | 36,931,000 |
| Total loans | 18,678,000 | 21,203,000 | 19,866,000 | 19,341,000 |
| Allowance for loan losses | 421,000 | 514,000 | 575,000 | 619,000 |
| Securities available for sale | 5,159,000 | 4,393,000 | 4,403,000 | 4,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,320,000 | 29,411,000 | 30,357,000 | 31,410,000 |
| Interest-bearing deposits | 19,598,000 | 20,062,000 | 20,478,000 | 20,272,000 |
| Noninterest-bearing deposits | 9,722,000 | 9,349,000 | 9,880,000 | 11,138,000 |
| Equity capital | 4,828,000 | 5,021,000 | 5,177,000 | 5,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 293,000 | 611,000 | 927,000 | 1,231,000 |
| Interest expense | 21,000 | 40,000 | 61,000 | 82,000 |
| Net interest income | 272,000 | 571,000 | 866,000 | 1,149,000 |
| Noninterest income | 99,000 | 261,000 | 369,000 | 428,000 |
| Noninterest expense | 161,000 | 327,000 | 516,000 | 684,000 |
| Provision for loan losses | 56,000 | 149,000 | 211,000 | 255,000 |
| Pretax income | 154,000 | 356,000 | 508,000 | 638,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 154,000 | 356,000 | 508,000 | 638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,804,000 | 5,005,000 | 5,158,000 | 5,289,000 |
| Total capital | 5,089,000 | 5,298,000 | 5,440,000 | 5,585,000 |
| Risk-weighted assets | 23,271,000 | 23,255,000 | 22,269,000 | 23,385,000 |