Call reports 2014
BOC BANK — 2014
What BOC BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 30,038,000 | 34,078,000 | 34,075,000 | 36,605,000 |
| Total loans | 17,727,000 | 17,038,000 | 19,596,000 | 17,210,000 |
| Allowance for loan losses | 338,000 | 284,000 | 305,000 | 365,000 |
| Securities available for sale | 5,484,000 | 5,074,000 | 4,384,000 | 4,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,670,000 | 29,536,000 | 29,416,000 | 31,725,000 |
| Interest-bearing deposits | 16,510,000 | 19,292,000 | 19,295,000 | 21,071,000 |
| Noninterest-bearing deposits | 9,160,000 | 10,244,000 | 10,120,000 | 10,654,000 |
| Equity capital | 4,259,000 | 4,392,000 | 4,488,000 | 4,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 524,000 | 807,000 | 1,138,000 |
| Interest expense | 16,000 | 37,000 | 60,000 | 82,000 |
| Net interest income | 237,000 | 487,000 | 747,000 | 1,056,000 |
| Noninterest income | 20,000 | 45,000 | 73,000 | 218,000 |
| Noninterest expense | 163,000 | 329,000 | 500,000 | 706,000 |
| Provision for loan losses | -8,000 | -28,000 | -8,000 | 52,000 |
| Pretax income | 102,000 | 231,000 | 328,000 | 516,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 231,000 | 328,000 | 516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,237,000 | 4,366,000 | 4,463,000 | 4,650,000 |
| Total capital | 4,530,000 | 4,641,000 | 4,759,000 | 4,927,000 |
| Risk-weighted assets | 23,369,000 | 21,979,000 | 23,682,000 | 22,097,000 |