Call reports 2013
BOC BANK — 2013
What BOC BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 29,913,000 | 29,514,000 | 31,029,000 | 29,781,000 |
| Total loans | 13,829,000 | 14,523,000 | 13,481,000 | 16,126,000 |
| Allowance for loan losses | 413,000 | 383,000 | 354,000 | 346,000 |
| Securities available for sale | 5,295,000 | 4,771,000 | 4,569,000 | 4,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,960,000 | 25,376,000 | 26,771,000 | 25,449,000 |
| Interest-bearing deposits | 17,976,000 | 16,662,000 | 17,791,000 | 16,280,000 |
| Noninterest-bearing deposits | 7,984,000 | 8,714,000 | 8,980,000 | 9,169,000 |
| Equity capital | 3,853,000 | 3,966,000 | 4,071,000 | 4,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 233,000 | 480,000 | 710,000 | 947,000 |
| Interest expense | 19,000 | 36,000 | 53,000 | 72,000 |
| Net interest income | 214,000 | 444,000 | 657,000 | 875,000 |
| Noninterest income | 98,000 | 122,000 | 145,000 | 168,000 |
| Noninterest expense | 186,000 | 345,000 | 506,000 | 665,000 |
| Provision for loan losses | 2,000 | -28,000 | -57,000 | -65,000 |
| Pretax income | 124,000 | 249,000 | 353,000 | 443,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 124,000 | 249,000 | 353,000 | 443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,816,000 | 3,942,000 | 4,046,000 | 4,135,000 |
| Total capital | 4,066,000 | 4,187,000 | 4,275,000 | 4,405,000 |
| Risk-weighted assets | 19,817,000 | 19,457,000 | 18,201,000 | 21,520,000 |