Call reports 2012
BOC BANK — 2012
What BOC BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 27,722,000 | 26,715,000 | 29,559,000 | 31,583,000 |
| Total loans | 11,819,000 | 14,727,000 | 16,113,000 | 16,611,000 |
| Allowance for loan losses | 428,000 | 443,000 | 443,000 | 475,000 |
| Securities available for sale | 5,121,000 | 5,046,000 | 4,748,000 | 4,941,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,355,000 | 23,220,000 | 25,906,000 | 27,646,000 |
| Interest-bearing deposits | 15,276,000 | 15,567,000 | 15,958,000 | 17,015,000 |
| Noninterest-bearing deposits | 9,078,000 | 7,653,000 | 9,948,000 | 10,630,000 |
| Equity capital | 3,252,000 | 3,341,000 | 3,462,000 | 3,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 217,000 | 468,000 | 733,000 | 1,050,000 |
| Interest expense | 24,000 | 45,000 | 66,000 | 86,000 |
| Net interest income | 193,000 | 423,000 | 667,000 | 964,000 |
| Noninterest income | 34,000 | 67,000 | 100,000 | 459,000 |
| Noninterest expense | 159,000 | 315,000 | 480,000 | 701,000 |
| Provision for loan losses | -24,000 | -8,000 | -8,000 | 146,000 |
| Pretax income | 92,000 | 183,000 | 295,000 | 576,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 92,000 | 183,000 | 295,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,209,000 | 3,300,000 | 3,412,000 | 3,692,000 |
| Total capital | 3,434,000 | 3,553,000 | 3,676,000 | 3,974,000 |
| Risk-weighted assets | 17,825,000 | 20,031,000 | 20,917,000 | 22,350,000 |