Call reports 2011
BOC BANK — 2011
What BOC BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 25,438,000 | 24,734,000 | 25,409,000 | 27,638,000 |
| Total loans | 10,874,000 | 14,034,000 | 13,300,000 | 12,564,000 |
| Allowance for loan losses | 186,000 | 194,000 | 219,000 | 451,000 |
| Securities available for sale | 2,721,000 | 1,827,000 | 3,568,000 | 4,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,558,000 | 21,688,000 | 22,105,000 | 24,310,000 |
| Interest-bearing deposits | 15,983,000 | 14,588,000 | 15,139,000 | 15,788,000 |
| Noninterest-bearing deposits | 6,575,000 | 7,100,000 | 6,966,000 | 8,522,000 |
| Equity capital | 2,793,000 | 2,917,000 | 3,116,000 | 3,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 175,000 | 400,000 | 629,000 | 871,000 |
| Interest expense | 27,000 | 55,000 | 82,000 | 108,000 |
| Net interest income | 148,000 | 345,000 | 547,000 | 763,000 |
| Noninterest income | 76,000 | 142,000 | 378,000 | 579,000 |
| Noninterest expense | 140,000 | 283,000 | 494,000 | 660,000 |
| Provision for loan losses | 0 | 9,000 | 34,000 | 266,000 |
| Pretax income | 84,000 | 195,000 | 397,000 | 416,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 195,000 | 397,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,787,000 | 2,897,000 | 3,099,000 | 3,117,000 |
| Total capital | 2,966,000 | 3,091,000 | 3,318,000 | 3,345,000 |
| Risk-weighted assets | 14,280,000 | 16,036,000 | 17,638,000 | 17,984,000 |