Call reports 2010
BOC BANK — 2010
What BOC BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 19,079,000 | 18,705,000 | 18,466,000 | 20,732,000 |
| Total loans | 6,392,000 | 6,976,000 | 8,976,000 | 11,838,000 |
| Allowance for loan losses | 100,000 | 105,000 | 135,000 | 186,000 |
| Securities available for sale | 2,293,000 | 2,553,000 | 2,393,000 | 2,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,406,000 | 15,974,000 | 15,648,000 | 17,919,000 |
| Interest-bearing deposits | 11,501,000 | 11,524,000 | 10,928,000 | 12,003,000 |
| Noninterest-bearing deposits | 4,905,000 | 4,450,000 | 4,720,000 | 5,917,000 |
| Equity capital | 2,647,000 | 2,678,000 | 2,773,000 | 2,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 137,000 | 311,000 | 535,000 | 661,000 |
| Interest expense | 27,000 | 54,000 | 78,000 | 104,000 |
| Net interest income | 110,000 | 257,000 | 457,000 | 557,000 |
| Noninterest income | 19,000 | 40,000 | 77,000 | 158,000 |
| Noninterest expense | 96,000 | 225,000 | 354,000 | 518,000 |
| Provision for loan losses | 0 | 5,000 | 35,000 | 86,000 |
| Pretax income | 33,000 | 67,000 | 145,000 | 111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 67,000 | 145,000 | 111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,621,000 | 2,655,000 | 2,734,000 | 2,700,000 |
| Total capital | 2,721,000 | 2,760,000 | 2,869,000 | 2,886,000 |
| Risk-weighted assets | 10,213,000 | 10,720,000 | 11,973,000 | 15,411,000 |