Call reports 2009
BOC BANK — 2009
What BOC BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 15,862,000 | 16,359,000 | 16,594,000 | 19,311,000 |
| Total loans | 6,141,000 | 4,098,000 | 5,708,000 | 6,111,000 |
| Allowance for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Securities available for sale | 2,292,000 | 2,529,000 | 2,360,000 | 2,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,509,000 | 14,027,000 | 14,254,000 | 15,710,000 |
| Interest-bearing deposits | 9,341,000 | 10,115,000 | 10,067,000 | 10,735,000 |
| Noninterest-bearing deposits | 4,167,000 | 3,913,000 | 4,187,000 | 4,975,000 |
| Equity capital | 2,226,000 | 2,297,000 | 2,293,000 | 2,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 146,000 | 294,000 | 411,000 | 544,000 |
| Interest expense | 34,000 | 65,000 | 94,000 | 120,000 |
| Net interest income | 112,000 | 229,000 | 317,000 | 424,000 |
| Noninterest income | 20,000 | 43,000 | 63,000 | 84,000 |
| Noninterest expense | 95,000 | 187,000 | 303,000 | 404,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 9,000 |
| Pretax income | 28,000 | 76,000 | 68,000 | 95,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | 76,000 | 68,000 | 95,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,221,000 | 2,269,000 | 2,262,000 | 2,589,000 |
| Total capital | 2,321,000 | 2,369,000 | 2,362,000 | 2,689,000 |
| Risk-weighted assets | 10,535,000 | 8,363,000 | 10,113,000 | 10,958,000 |