Call reports 2008
BOC BANK — 2008
What BOC BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 14,475,000 | 14,571,000 | 15,004,000 | 16,115,000 |
| Total loans | 6,436,000 | 7,382,000 | 7,340,000 | 7,661,000 |
| Allowance for loan losses | 68,000 | 74,000 | 83,000 | 92,000 |
| Securities available for sale | 341,000 | 335,000 | 331,000 | 924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,370,000 | 12,382,000 | 12,778,000 | 13,664,000 |
| Interest-bearing deposits | 7,956,000 | 7,916,000 | 8,246,000 | 8,528,000 |
| Noninterest-bearing deposits | 4,414,000 | 4,465,000 | 4,531,000 | 5,136,000 |
| Equity capital | 2,079,000 | 2,151,000 | 2,182,000 | 2,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 192,000 | 377,000 | 537,000 | 691,000 |
| Interest expense | 62,000 | 113,000 | 159,000 | 204,000 |
| Net interest income | 130,000 | 264,000 | 378,000 | 487,000 |
| Noninterest income | 25,000 | 47,000 | 73,000 | 94,000 |
| Noninterest expense | 87,000 | 176,000 | 272,000 | 375,000 |
| Provision for loan losses | 6,000 | 12,000 | 21,000 | 30,000 |
| Pretax income | 62,000 | 136,000 | 170,000 | 189,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 62,000 | 136,000 | 170,000 | 189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,068,000 | 2,142,000 | 2,175,000 | 2,194,000 |
| Total capital | 2,136,000 | 2,216,000 | 2,258,000 | 2,286,000 |
| Risk-weighted assets | 8,505,000 | 9,242,000 | 9,376,000 | 10,338,000 |