Call reports 2007
BOC BANK — 2007
What BOC BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 13,452,000 | 13,553,000 | 13,536,000 | 14,910,000 |
| Total loans | 5,708,000 | 6,145,000 | 5,872,000 | 5,892,000 |
| Allowance for loan losses | 52,000 | 52,000 | 59,000 | 62,000 |
| Securities available for sale | 2,846,000 | 2,932,000 | 2,439,000 | 1,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,618,000 | 11,632,000 | 11,538,000 | 12,840,000 |
| Interest-bearing deposits | 7,493,000 | 7,191,000 | 7,512,000 | 8,226,000 |
| Noninterest-bearing deposits | 4,125,000 | 4,441,000 | 4,025,000 | 4,614,000 |
| Equity capital | 1,795,000 | 1,869,000 | 1,947,000 | 2,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 203,000 | 411,000 | 618,000 | 827,000 |
| Interest expense | 53,000 | 113,000 | 179,000 | 246,000 |
| Net interest income | 150,000 | 298,000 | 439,000 | 581,000 |
| Noninterest income | 21,000 | 41,000 | 66,000 | 84,000 |
| Noninterest expense | 87,000 | 177,000 | 270,000 | 363,000 |
| Provision for loan losses | 3,000 | 6,000 | 12,000 | 18,000 |
| Pretax income | 81,000 | 156,000 | 223,000 | 284,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 156,000 | 223,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,802,000 | 1,877,000 | 1,943,000 | 2,005,000 |
| Total capital | 1,854,000 | 1,929,000 | 2,002,000 | 2,067,000 |
| Risk-weighted assets | 7,469,000 | 7,623,000 | 7,681,000 | 8,262,000 |