Call reports 2006
BOC BANK — 2006
What BOC BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 12,790,000 | 11,972,000 | 11,909,000 | 12,664,000 |
| Total loans | 2,472,000 | 4,406,000 | 4,459,000 | 4,390,000 |
| Allowance for loan losses | 47,000 | 46,000 | 46,000 | 46,000 |
| Securities available for sale | 3,748,000 | 3,482,000 | 2,901,000 | 2,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,220,000 | 10,341,000 | 10,172,000 | 10,874,000 |
| Interest-bearing deposits | 6,414,000 | 6,179,000 | 5,722,000 | 5,944,000 |
| Noninterest-bearing deposits | 4,806,000 | 4,162,000 | 4,450,000 | 4,930,000 |
| Equity capital | 1,509,000 | 1,552,000 | 1,621,000 | 1,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 139,000 | 312,000 | 484,000 | 664,000 |
| Interest expense | 35,000 | 75,000 | 114,000 | 157,000 |
| Net interest income | 104,000 | 237,000 | 370,000 | 507,000 |
| Noninterest income | 17,000 | 36,000 | 60,000 | 83,000 |
| Noninterest expense | 80,000 | 165,000 | 247,000 | 344,000 |
| Provision for loan losses | 0 | 0 | 0 | 3,000 |
| Pretax income | 41,000 | 108,000 | 183,000 | 243,000 |
| Income tax | 9,000 | 29,000 | 52,000 | 68,000 |
| Net income | 32,000 | 79,000 | 131,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,533,000 | 1,580,000 | 1,633,000 | 1,677,000 |
| Total capital | 1,580,000 | 1,626,000 | 1,679,000 | 1,723,000 |
| Risk-weighted assets | 4,964,000 | 6,084,000 | 6,145,000 | 6,161,000 |