Call reports 2005
BOC BANK — 2005
What BOC BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 11,641,000 | 10,844,000 | 11,369,000 | 12,895,000 |
| Total loans | 3,148,000 | 2,809,000 | 2,607,000 | 2,229,000 |
| Allowance for loan losses | 49,000 | 49,000 | 48,000 | 48,000 |
| Securities available for sale | 2,465,000 | 2,474,000 | 2,440,000 | 3,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,197,000 | 9,318,000 | 9,836,000 | 11,336,000 |
| Interest-bearing deposits | 5,924,000 | 5,670,000 | 5,311,000 | 5,429,000 |
| Noninterest-bearing deposits | 4,273,000 | 3,648,000 | 4,525,000 | 5,907,000 |
| Equity capital | 1,385,000 | 1,420,000 | 1,459,000 | 1,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 121,000 | 230,000 | 365,000 | 492,000 |
| Interest expense | 20,000 | 42,000 | 68,000 | 96,000 |
| Net interest income | 101,000 | 188,000 | 297,000 | 396,000 |
| Noninterest income | 14,000 | 39,000 | 66,000 | 84,000 |
| Noninterest expense | 73,000 | 149,000 | 222,000 | 298,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 56,000 | 92,000 | 155,000 | 197,000 |
| Income tax | 13,000 | 29,000 | 39,000 | 49,000 |
| Net income | 43,000 | 63,000 | 116,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,399,000 | 1,420,000 | 1,473,000 | 1,504,000 |
| Total capital | 1,448,000 | 1,469,000 | 1,521,000 | 1,552,000 |
| Risk-weighted assets | 4,767,000 | 4,660,000 | 4,480,000 | 4,683,000 |