Call reports 2004
BOC BANK — 2004
What BOC BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 11,338,000 | 10,740,000 | 11,499,000 | 12,357,000 |
| Total loans | 3,179,000 | 3,446,000 | 2,997,000 | 3,190,000 |
| Allowance for loan losses | 49,000 | 49,000 | 49,000 | 49,000 |
| Securities available for sale | 3,126,000 | 2,863,000 | 2,693,000 | 2,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,948,000 | 9,353,000 | 10,052,000 | 10,888,000 |
| Interest-bearing deposits | 6,002,000 | 5,874,000 | 5,464,000 | 5,247,000 |
| Noninterest-bearing deposits | 3,946,000 | 3,479,000 | 4,588,000 | 5,641,000 |
| Equity capital | 1,303,000 | 1,307,000 | 1,351,000 | 1,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 96,000 | 227,000 | 317,000 | 434,000 |
| Interest expense | 18,000 | 33,000 | 48,000 | 63,000 |
| Net interest income | 78,000 | 194,000 | 269,000 | 371,000 |
| Noninterest income | 19,000 | 39,000 | 60,000 | 79,000 |
| Noninterest expense | 74,000 | 151,000 | 226,000 | 302,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 82,000 | 103,000 | 148,000 |
| Income tax | 2,000 | 15,000 | 15,000 | 30,000 |
| Net income | 21,000 | 67,000 | 88,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,254,000 | 1,299,000 | 1,320,000 | 1,350,000 |
| Total capital | 1,303,000 | 1,348,000 | 1,369,000 | 1,399,000 |
| Risk-weighted assets | 4,767,000 | 4,863,000 | 4,614,000 | 4,919,000 |