Call reports 2003
BOC BANK — 2003
What BOC BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 11,733,000 | 11,658,000 | 11,732,000 | 12,755,000 |
| Total loans | 2,490,000 | 2,813,000 | 2,998,000 | 3,187,000 |
| Allowance for loan losses | 50,000 | 50,000 | 50,000 | 49,000 |
| Securities available for sale | 4,481,000 | 3,737,000 | 3,533,000 | 2,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,434,000 | 10,335,000 | 10,390,000 | 11,379,000 |
| Interest-bearing deposits | 7,117,000 | 7,199,000 | 6,506,000 | 6,006,000 |
| Noninterest-bearing deposits | 3,317,000 | 3,136,000 | 3,883,000 | 5,373,000 |
| Equity capital | 1,200,000 | 1,212,000 | 1,233,000 | 1,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 101,000 | 198,000 | 311,000 | 444,000 |
| Interest expense | 30,000 | 60,000 | 83,000 | 102,000 |
| Net interest income | 71,000 | 138,000 | 228,000 | 342,000 |
| Noninterest income | 14,000 | 30,000 | 51,000 | 67,000 |
| Noninterest expense | 76,000 | 147,000 | 218,000 | 292,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,000 | 21,000 | 61,000 | 117,000 |
| Income tax | 0 | 0 | 4,000 | 14,000 |
| Net income | 9,000 | 21,000 | 57,000 | 103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,138,000 | 1,151,000 | 1,186,000 | 1,232,000 |
| Total capital | 1,188,000 | 1,201,000 | 1,236,000 | 1,281,000 |
| Risk-weighted assets | 4,675,000 | 5,008,000 | 5,114,000 | 5,059,000 |